Important limitations and market-risk disclosures for Cleverfind investment research, analytics, portfolio information, and AI-generated content.
Market-risk warning
Investments in the securities market are subject to market risks. Read all related documents carefully before investing.
The value of securities can rise or fall and you may lose some or all of the capital invested. Returns, dividends, liquidity, volatility, and tax outcomes are not guaranteed. Past performance, historical ratios, back-tested results, and prior corporate performance do not indicate or guarantee future results.
Not a regulated intermediary or advisory service
Cleverfind is not represented as registered with SEBI as a stockbroker, investment adviser, research analyst, portfolio manager, exchange, depository, or depository participant. It does not open trading or demat accounts, hold funds or securities, execute orders, manage portfolios, or provide personalised investment advice.
No page, chart, score, comparison, observation, response, alert, or editorial note should be understood as a research report, recommendation, solicitation, offer, fiduciary communication, assurance of return, or instruction to buy, sell, subscribe to, or hold any security.
Your independent decision
All investment decisions must be based on your own objectives, financial position, risk tolerance, time horizon, liquidity needs, tax circumstances, and independent evaluation. Information suitable for one person may be unsuitable for another.
Before acting, verify material facts using current exchange notices, issuer filings, offer documents, broker records, and other primary sources. Seek advice from a SEBI-registered investment adviser or research analyst and qualified legal, tax, or accounting professionals where appropriate.
Information and education only
Cleverfind provides general information, software-generated organisation, and educational context. References to companies, sectors, portfolio concentration, valuation, quality, risk, or financial performance describe data or analytical perspectives; they do not determine suitability or predict price movement.
Editorial content reflects the information and interpretation available on its publication date. It may not be updated after later events unless expressly stated.
Data accuracy, freshness, and corporate actions
Data may come from brokers, exchanges, issuer disclosures, public records, permitted data providers, uploaded files, and derived calculations. It may be delayed, incomplete, unavailable, duplicated, adjusted, mapped to the wrong security, or inconsistent across sources.
Corporate actions, symbol or series changes, mergers, demergers, splits, bonuses, dividends, suspensions, delistings, restatements, and corrected filings may affect historical or current values. A displayed price may be a previous close, a delayed market value, or a broker-provided fallback rather than a live executable quote.
Always review the displayed source date, scope, and quality warning. Missing data must not be interpreted as zero, and a successful import does not establish that every holding or transaction is complete.
Portfolio analytics limitations
Portfolio totals and analytics depend on the holdings, prices, mappings, assumptions, and account scope available to Cleverfind. They may exclude cash, liabilities, taxes, fees, pledges, unsettled trades, corporate-action entitlements, external accounts, or instruments not supported by the service.
Concentration, allocation, gain or loss, and other derived measures are descriptive calculations, not a suitability assessment, risk rating, or recommendation to rebalance. Broker statements and depository records remain the authoritative records for your account.
AI-generated content
AI-generated content can hallucinate facts or citations, misread context, omit qualifications, make arithmetic mistakes, or rely on stale information. It may sound confident even when wrong. Cleverfind does not warrant that an AI response is accurate, complete, original, unbiased, or fit for a consequential decision.
Do not treat an AI response as investment, legal, tax, or accounting advice. Verify every material claim against primary sources before relying on it.
No order execution or monitoring duty
Cleverfind does not place, modify, cancel, or monitor securities orders and does not undertake to warn you about every market event, filing, risk, loss, or broker-account change. Connecting a broker is for supported data access only and does not create trading authority.
You remain responsible for monitoring your broker and depository accounts, contract notes, statements, corporate actions, margin obligations, and unauthorised activity directly with the relevant regulated intermediary.
Third parties and external links
References or links to a broker, exchange, issuer, regulator, data source, publication, or website are provided for context and do not constitute endorsement or partnership. Cleverfind does not control third-party content, availability, security, execution, or contractual terms.
Potential interests and conflicts
Cleverfind personnel, contractors, or content contributors may hold securities discussed on the service unless a specific disclosure states otherwise. General product analytics are not prepared as personalised recommendations and should not be assumed to be independent investment research under SEBI regulations.
If Cleverfind later receives issuer compensation, referral consideration, sponsorship, or another material commercial interest connected with public content, the relevant relationship should be disclosed where required by law.
No guarantee and responsibility for loss
Cleverfind does not guarantee returns, capital protection, loss avoidance, data continuity, or any investment outcome. To the maximum extent permitted by law, you accept responsibility for decisions and transactions made after viewing the service.
The limitations in the Terms of Service apply to use of investment information. Nothing in this disclaimer excludes responsibility that cannot lawfully be excluded or limits a non-waivable right under Indian law.
Report a concern
If you identify a material data error, misleading statement, undisclosed conflict, impersonation, or content that appears to cross into regulated advice, stop relying on the affected output and report it with the page, security, source date, and issue observed.